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Royal Exchange Assurance Corporation
The Royal Exchange Assurance, founded in 1720, was a British insurance company. It took its name from the location of its offices at the Royal Exchange, London.
==Origins==
The Royal Exchange Assurance emerged from a joint stock insurance enterprise known as ''Onslow's insurance'' or ''Onslow's Bubble''. This had been begun as the ''Mercer's Hall Marine Company'', or ''Undertaking kept at the Royal Exchange for insuring ships and merchandise at sea''. A similar enterprise sought incorporation in 1718, but the Attorney-General reported against this. Lord Onslow then sought a means of avoiding the difficulty by his company acquiring the charters of Society of Mines Royal and Company of Mineral and Battery Works, which declared itself open for assuring ships and merchandise in March 1719. Their opponents petitioned against this and the Attorney-General reported in May 1719 that the use made of the charters was "unwarrantable". The directors admitted this mistake but requested their own charter in January 1720. They and another insurance enterprise each offered £300,000 towards the king's Civil List debts. The king then encouraged the House of Commons to permit their incorporation. This was done in the Bubble Act. The new chartered company then accepted subscriptions paid on shares in the old company in payment for those on its own shares.〔W. R. Scott, ''The Constitution and Finance of ... Joint-Stock Companies to 1720'' (Cambridge University Press, 1911) III, 396-409.〕
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